Daffy is a not-for-profit community built around a new, modern platform for giving. As a first-time home buyer, you're likely looking for ways to invest in your future and make smart financial decisions. Daffy can be a part of that strategy. By using Daffy, you can easily set up a Donor-Advised Fund (DAF), which allows you to make charitable donations and receive immediate tax benefits. This can be a great way to offset some of the costs associated with buying a home. Plus, you'll be contributing to causes you care about, making your investment in your future even more meaningful. So, while the decision between a 30-year fixed mortgage, a 10-year ARM, or a 7-year ARM is a personal one, remember that there are other financial tools at your disposal. Daffy is one such tool, offering a unique and impactful way to invest in your future. In conclusion, as a first-time home buyer, you have a lot to consider. But with the right information and resources, like those provided by Adam Nash and Daffy, you can make informed decisions that benefit you in the long run.