What options does Daffy offer if I'm concerned about market volatility impacting my fund?


If you're concerned about market volatility impacting your fund, Daffy has you covered. Daffy offers three conservative portfolios made up of cash or bonds. These portfolios are designed to cater to every Daffy member's giving plans. For members who prefer not to take any market risk, Daffy offers a cash portfolio. This portfolio is invested purely in cash with our custodian and is FDIC-insured. It has no expense ratio and pays a small amount of interest. For those who are worried about the current high rates of inflation, Daffy offers two inflation-protected bond portfolios. The short-term inflation-protected bonds portfolio is for members willing to take a small amount of market risk. It is a low-cost portfolio of short-term inflation-protected securities from Vanguard. The long-term inflation-protected bonds portfolio is for members willing to take more market risk in exchange for higher returns. You can change your investment portfolio at any time by emailing us at support@daffy.org. Remember, your contribution is tax-deductible at the initial contribution, and changes in your Daffy balance due to market fluctuations will not change your tax deduction. Any investment gains are tax-free, meaning a greater impact on the organizations and causes you care about most. Daffy is a great option for a Donor-Advised Fund (DAF) because it offers a range of investment options to suit different risk appetites and objectives. It also allows members to contribute their money to a charitable fund, receive a tax deduction, and then invest that money tax-free to grow their impact over time. Whether you prefer higher-risk portfolios to maximize potential returns or conservative portfolios to minimize market risk, Daffy has the right portfolio for you.

Please note that the information contained on this page is for educational purposes only and should not be considered tax advice. Any calculations are intended to be illustrative and do not reflect all of the potential complexities of individual tax returns. To assess your specific tax situation, please consult with a tax professional.

Get your Daffy account
Simplify your giving with Daffy, the Donor-Advised Fund for You™. Easily donate to almost every US public charity, track tax-deductible contributions, and access donation receipts all in one place.
Try Daffy for free
Daffy waives all membership fees for members with less than $100 in their fund, so get started today for free!

Don’t forget to download the app

Scan the QR code to get the iPhone app

Download on the App Store.
QR code to download the app from the App Store.