Daffy

Maximize your impact, minimize your taxes

Donor-advised funds like Daffy are a tax-smart way to maximize charitable deductions and manage all your giving in one place.

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Good to Know

A donor-advised fund (DAF) is similar to a 401K for retirement, or a 529 plan for college, except for charity. It allows you to set money aside for charity, receive an immediate tax deduction, and then give to charities on your own timeline.

Contribute

Contribute with cash, debit/credit cards, stocks, ETFs, crypto, or even transfer money from any existing donor-advised fund. Get an instant tax deduction the year you contribute.

Invest

Increase your giving potential tax-free while considering where best to give. With Daffy, your funds aren't stagnant — they’re invested in the portfolio of your choice.

Give

Make one-time or recurring donations in seconds to the charities, schools, and religious organizations that matter to you. Daffy supports any legal 501(c)(3) non-profit in the U.S.

Donate to your favorite causes & non-profits

Your favorite charity. Your alma mater. Your place of worship. All from one app.

Daffy supports nearly every U.S. non-profit (over 1.5 million to be exact, and more each day).

Why DAFs like Daffy are growing in popularity

  • Set up in minutes

  • Immediate income tax deductions when you contribute

  • Automate donations to regularly support your favorite organizations

  • No capital gains taxes when you donate long-term appreciated stocks, ETFs, or crypto

  • Qualify for itemized deductions by bunching two or more years of charitable contributions

  • Track all donation receipts in one place

Frequently Asked Questions

  • What are the tax benefits of a donor-advised fund?

    Every contribution to your DAF is considered a tax-deductible charitable donation in the year that you make it. Put money aside when your income and tax rates are higher, and donate whenever you want.

    Also, you’ll be able to save more through stock and crypto donations. Generally, when you sell assets like stock or crypto, you will owe capital gains taxes. However, when you contribute a long-term capital asset like stock or crypto to a donor-advised fund, you get full credit for the value of the asset when you donate it and don’t pay capital gains taxes.

  • How much can I save on my tax bill by donating?

    Charitable deductions are one of the most generous tax deductions. You can deduct up to 60% of your adjusted gross income with cash donations and 30% for appreciated assets like stock, ETFs, or crypto.

  • How much does Daffy cost?

    Daffy is free for members with less than $100 in their fund, so you can get started without paying a cent. Our next tier is only $3 a month, and lets you contribute up to $25,000 in stock, crypto, or through an existing donor-advised fund transfer.

    Most DAFs charge fees based on your account holdings, and when you donate to charity. At Daffy, we just charge a simple monthly membership, and don’t charge additional donation fees so 100% of your donation recommendation always goes to causes you care about.

  • Is there a minimum contribution to use Daffy?

    No! Unlike traditional DAFs that have high minimums to get started, you can open an account today without contributing a cent.

  • How will my contributions be invested?

    You can invest in one of our 15 investment portfolios, giving your contributions the opportunity to grow over time. We offer Conservative, Standard, and ESG portfolios managed by some of the most trustworthy providers in the industry: Vanguard, Schwab, and BlackRock.

    Additionally, we offer Crypto portfolios that hold pure crypto coins at Coinbase or a diversified crypto index from Bitwise. For each type of portfolio, we provide several options that vary in terms of risk and volatility, so you can select the portfolio that best matches your own risk tolerance and giving plans.

  • How does Daffy compare to traditional DAFs?

    Most DAFs have high minimums, high fees, and dated technology. From our mobile-first approach to our Daffy for Families feature, we are all about making giving an easy habit to keep. Take a look at our detailed comparison.

Join thousands of generous members

Chris Riccomini

@criccomini

Twitter

Major sleeper feature in @DaffyGiving: I have a list of what I’ve donated. Come tax season, this is handy. 💰 I always lose track. Not anymore… 😁

🌈Michael Ducker

@miradu

Twitter

Finally got around to trying @DaffyGiving - Wow! Most innovative fintech of the year. Incredibly impressive and thought out UX

BEn WEiss

@weissben

Twitter

Glad my son woke us up - caught the tweet and started my journey. Beautiful, simple app. Great job @adamnash and team @DaffyGiving

Ginard

@ryanginard

Twitter

The only astonishing thing is that the sector has allowed this to happen. @DaffyGiving has now opened the door for a real conversation on tech & the democratization of #philanthropy - making it more accessible & more motivated to get $$$ into the community rather than sit on it.