Conservative portfolios are the best fit for members who are regularly contributing and donating the balance of their fund and are more interested in preserving capital over long-term investment returns. These portfolios are comprised solely of cash or inflation-protected bond funds from Vanguard and Schwab.
ConservativeShort-Term BondsShort-Term BondsVanguard Short‑Term Inflation‑Protected (VTIP, 0.04%)
ConservativeLong-Term BondsLong-Term BondsSchwab U.S. TIPS (SCHP, 0.04%)
Short-Term BondsVanguard Short‑Term Inflation‑Protected (VTIP, 0.04%)
Long-Term BondsSchwab U.S. TIPS (SCHP, 0.04%)
Standard portfolios are the best fit for members who are looking for the best risk-adjusted returns, net of fees. These portfolios are composed of low-cost, globally diversified equity and bond index funds provided by Vanguard, one of the most trustworthy providers in the industry.
ESG portfolios are best fit for members who want to integrate sustainable investing components - environmental, social, and governance (ESG) - into their investment strategy. These portfolios are comprised of low-cost, globally diversified equity and bond funds from iShares by BlackRock that are selected not only for traditional measures of risk and return, but also for ESG standards.
50% 20% 5% 15% 10%
Crypto portfolios are best fit for members who believe crypto is the future of finance and are willing to take on more risk with their funds. You can dip your toe in the water with our diversified portfolio spread across stocks, bonds, and crypto provided by Bitwise Investments, or go pure crypto with either a Bitcoin/Ethereum split or a single coin portfolio through Coinbase.
CryptoBitwise 10 Crypto Index (BITW, 2.5%)
Daffy portfolios are managed as fully-invested in the securities outlined above. However, from time to time portfolios may have a small temporary cash balance for liquidity purposes when managing the inflow of contributions and outflow of donations. All current portfolio holdings, including cash, are disclosed to Daffy members on their portfolio page.
Please note that the information contained on this page is for educational purposes only and should not be considered advice. To assess your specific situation, please consult with a tax or investment professional. All investments have a certain level of risk associated with them, including the potential to lose value; past performance does not guarantee future results.