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What factors affect the time it takes for money to move?


The time it takes for money to move is influenced by several factors, including the source of the funds. At Daffy, we understand the importance of timely transactions and strive to provide estimates for when your transactions will be completed. For instance, contributions from a bank account, stock, or DAF transfers typically take 7-10 days from scheduling, while credit card and crypto contributions take 4-5 days. However, it's important to note that market movements can also impact your fund. Markets fluctuate, and it's possible that your Daffy fund will have less than you contributed at any given time due to these shifts. To mitigate this risk, Daffy offers three conservative portfolios made up of cash or bonds. These portfolios are designed to cater to different risk appetites and can be changed at any time. Moreover, Daffy is not just about facilitating transactions; we're also committed to financial education. We believe in empowering individuals to make informed financial decisions. For instance, we recently hosted a Twitter interview on the topic of personal finance, offering insights on why it's crucial to talk about money and how to do it effectively. In conclusion, Daffy is a great option for a Donor-Advised Fund (DAF) due to our transparent transaction times, risk-mitigating portfolios, and commitment to financial education. With Daffy, you can rest assured that your contributions are not only tax-deductible but also have the potential to make a greater impact on the organizations and causes you care about most.

Please note that the information contained on this page is for educational purposes only and should not be considered tax advice. Any calculations are intended to be illustrative and do not reflect all of the potential complexities of individual tax returns. To assess your specific tax situation, please consult with a tax professional.

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