Habitat for Humanity North Central Massachusetts
Habitat for Humanity North Central Massachusetts
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About this organization
Mission
Provide home ownership opportunities to people whose incomes fall between 30% - 60% of area median income as set by HUD. This is a population that does not qualify for first-time buyer programs and would have no other means of buying a home. Homeowners qualify on the basis of housing and economic need, their ability to pay the 0% interest mortgage, and their willingness to partner with Habitat by working 200-350 hours of sweat equity building their own home and other Habitat homes. At completion the homeowner assumes the long-term mortgage for the cost of the home. Costs are kept affordable by through donations and volunteers. We also seek donations or discounts of materials and required professional services, such as electrical, plumbing, etc.
Interesting data from their 2020 990 filing
The filing reveals the mission of the non-profit as “To strengthen families and communities through affordable home ownership. we accomplish this through two avenues - building new affordable homes and performing critical repairs on owner occupied homes in order to allow families to continue to live in their current homes.”.
When detailing its functions, they were listed as: “Habitat for humanity is a non-profit christian housing ministry that seeks to be a partner and catalyst in building communities where everyone has the opportunity to thrive. we believe our model of service capital, not charity, co-workers and not case workers provides a strength-based approach that enhances the capabilities of families, encouraging them to draw on their own self determination and strengths. we believe that families who invest in themselves through financial education and sweat equity in the construction of their own homes transform their lives and the lives of their children for the better. our families are required to invest 200-350 hours of sweat equity into habitat programs. the owner and families are also required to complete certain homeownership readiness classes before purchasing their habitat homes, as the mortgage holder habitat of north central massachusetts is able to provide a 0% interest mortgage loan.”.
- According to the law, the state where the non-profit operates has been reported as MA.
- The filing specifies that the non-profit's address in 2020 was 201 GREAT ROAD SUITE 301, ACTON, MA, 01720.
- As of 2020, the non-profit's form shows they have a total of 18 employees.
- Does not operate a hospital.
- Does not operate a school.
- Does not collect art.
- Does not provide credit counseling.
- Does not have foreign activities.
- Is not a donor-advised fund.
- Is not a private foundation.
- Expenses are between $500,000 and $1,000,000+.
- Revenue is greater than $1,000,000.
- Revenue less expenses is -$34,049.
- The CEO compensation scheme within the organization is based on a review and endorsement process by a neutral entity.
- The organization has a written policy that describes how long it will retain documents.
- The organization has 14 independent voting members.
- The organization was formed in 1988.
- The organization has a written policy that addresses conflicts of interest.
- The organization is required to file Schedule B.
- The organization is required to file Schedule O.
- The organization pays $208,443 in salary, compensation, and benefits to its employees.
- The organization pays $5,692 in fundraising expenses.
- The organization provides Form 990 to its governing body.
- The organization has minutes of its meetings.
- The organization has a written whistleblower policy.
- The organization has fundraising events.
- The organization's financial statements were reviewed by an accountant.