On the Road Lending
On the Road Lending
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About this organization
Mission
On the Road Lending's mission is to help low- to moderate-income people obtain reliable transportation so that they can get to their jobs, avoid predatory lending, and lead healthier lives.
About
The disaster mobility program was designed to help people in communities who are impacted by storms or other disasters to find transportation so they avoid job loss. This program was activated in south Texas in response to hurricane Harvey. We served 355 people in the disaster mobility program and facilitated 119 vehicle loans during 2018.
Interesting data from their 2019 990 filing
The non-profit's mission, as documented in the filing, is “On the road lending seeks to lift the disadvantaged and working poor from poverty by helping them overcome transportation barriers so they can find and retain jobs, lead healthier lives, and avoid predatory lenders. we find reliable fuel-efficient vehicles for clients, provide them with long-term financial coaching, and prepare them for a below-market interest rate loan that will help them build assets, credit, and financial capability.”.
When explaining its purpose, the activities were described as: “On the road lending seeks to lift the disadvantaged and working poor from poverty by helping them overcome transportation barriers so they can find and retain jobs, lead healthier lives, and avoid predatory lenders. we find reliable fuel-efficient vehicles for clients, provide them with long-term financial coaching, and prepare them for a below-market interest rate loan that will help them build assets, credit, and financial capability.”.
- The non-profit is legally allowed to operate in the state of TX, as reported.
- The filing provides the non-profit's address in 2019 as 1305 WYCLIFF AVE 140, DALLAS, TX, 75207.
- The non-profit has a total of 12 employees, as reported on their form for 2019.
- Does not operate a hospital.
- Does not operate a school.
- Does not collect art.
- Does not provide credit counseling.
- Does not have foreign activities.
- Is not a donor-advised fund.
- Is not a private foundation.
- Expenses are greater than $1,000,000.
- Revenue is greater than $1,000,000.
- Revenue less expenses is $872,347.
- The CEO remuneration policy within the organization is not established through a review and endorsement from a neutral party.
- The organization has a written policy that describes how long it will retain documents.
- The organization has 11 independent voting members.
- The organization was formed in 2013.
- The organization has a written policy that addresses conflicts of interest.
- The organization is required to file Schedule B.
- The organization is required to file Schedule J.
- The organization pays $780,344 in salary, compensation, and benefits to its employees.
- The organization pays $155,593 in fundraising expenses.
- The organization provides Form 990 to its governing body.
- The organization has minutes of its meetings.
- The organization has a written whistleblower policy.
- The organization has fundraising events.
- The organization's financial statements were reviewed by an accountant.