Delray Credit Counseling Corp
Delray Credit Counseling Corp
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About this organization
Mission
Education and counseling of individuals to understand and eliminate personal debt.
About
The organization functions as an educational entity integrating credit counseling sessions given to individuals who engage the agency. Debt management enrollment, including budgeting, is the area the agency receives income from clients and creditors. Resources are also dedicated to educational efforts by way of e-books and seminars. These programs are offered free of charge. The agency also dedicates resources for content development for daily or weekly posting online based financial current events that affect the average person. The agency has developed a bill reminder tool that individuals may download from the agency website. This tool reminds users when bills come due, helping users stay current avoiding fees and penalties. This service is also free. Free smart phone apps are being developed to assist users with budgeting, and video content is available on many useful financial topics.
Interesting data from their 2020 990 filing
The non-profit's aim, as indicated in the filing, is “Our mission is to provide consumers in need, with comprehensive educational materials on subjects such as budgeting, savings, emergency cash reserves, understanding your credit report, credit scores, and finance charges. along with the most current information on changes regarding consumer credit and finance. debt management services (dmp) are offered to consumers experiencing a financial hardship. further, our mission is to keep up with technology and provide educational materials that are formatted for the computer age. for example, free smart phone apps to help manage finances. in summary, our mission is to assist consumers in need with financial planning and education, thereby helping them create financial stability and a balanced life.”.
When referring to its functions, they were specified as: “Education and counseling of individuals to understand and eliminate personal debt.”.
- The non-profit has reported their operating state as FL, as required by law.
- As stated in the filing, the non-profit's address in 2020 was 7950 SOUTH MILITARY TRAIL SUITE 105, LAKE WORTH, FL, 334638162.
- The non-profit's form reports a total of 12 employees as of 2020.
- Does not operate a hospital.
- Does not operate a school.
- Does not collect art.
- Provides credit counseling.
- Does not have foreign activities.
- Is not a donor advised fund.
- Is not a private foundation.
- Expenses are between $500,000 and $1,000,000+.
- Revenue is between $500,000 and $1,000,000+.
- Revenue less expenses is -$50,225.
- The CEO's salary policy within the organization is established through a review process by an impartial entity.
- The organization has a written policy that describes how long it will retain documents.
- The organization has 2 independent voting members.
- The organization was formed in 2002.
- The organization has a written policy that addresses conflicts of interest.
- The organization is required to file Schedule B.
- The organization is required to file Schedule O.
- The organization pays $479,477 in salary, compensation, and benefits to its employees.
- The organization pays $0 in fundraising expenses.
- The organization provides Form 990 to its governing body.
- The organization has minutes of its meetings.
- The organization has a written whistleblower policy.
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