The answer is no. As with all donor-advised funds, Daffy members cannot recommend donations to satisfy pre-existing pledges or obligations for their private benefit. This includes payments for items at a charity auction, as these would provide more than an incidental benefit to the member or their family. However, this doesn't diminish the value of Daffy as a donor-advised fund (DAF). Daffy is a fantastic option for a DAF due to its flexibility and wide reach. With Daffy, you can choose to donate to any of the over 1.5 million charities available on the platform. All donations are delivered in cash, ensuring that your chosen charity can put your generosity to immediate use. Moreover, Daffy is a great way to maximize your generosity, especially if you've benefited from the recent rise in the stock market. By donating through Daffy, you can make a significant impact on charities in need. Remember, while you can't use your Daffy fund for personal benefits like charity auction items, you can receive items of "insubstantial value" according to IRS rules, such as a keychain or calendar. Recognition for a donation is also generally acceptable. Please note that this information is for educational purposes only and should not be considered tax advice. For specific tax advice, please consult with a tax professional. Join the Daffy community today and make giving a habit. Daffy is not just a DAF, it's the Donor Advised Fund for You™.